Our Featured Financial Solutions

Comprehensive banking and financial services designed to meet your personal and business needs

Gold Loan

Gold Loan

Highest per gram rate

 Silver Loan

Silver Loan

Quick approval process

 Loan Against Mutual Fund

Loan Against Mutual Fund

Flexible repayment options

 Locker Facility

Locker Facility

100% secure storage

Why Choose Us

Simple steps to get your loan approved

Lightning Fast Approvals

Get approvals in minutes and disbursement within hours to meet urgent needs.

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30-minute approval process
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Same-day disbursement
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Minimal documentation
Apply Now
Best-in-class Interest Rates

Transparent pricing with competitive rates and no hidden charges.

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Starting from 0.75% per month
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No hidden charges
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Flexible repayment options
View Rates
Secure & Insured Storage

Your gold is stored in bank-grade vaults with full insurance coverage.

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Bank-grade security vaults
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Full insurance coverage
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24/7 monitoring system
Learn More
Doorstep Service

Convenient doorstep gold evaluation and collection service at your location.

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Free home visit
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Expert gold evaluation
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Instant documentation
Book Service
Digital Experience

Complete online loan management

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Online EMI payments
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Real-time loan status
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Flexible Repayment

Multiple repayment options with part payment and renewal facilities.

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Part payment option
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Loan renewal facility
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Multiple payment modes
View Options

Get Instant Gold Loan

Calculate your loan amount in seconds with our smart calculator

Gold Purity 22K
Approved Loan Amount
₹1,50,000
Based on g of K gold
Loan Amount ₹1,00,000
Gold Purity 22K
100g
Gold Required

Apply in Easy Steps

Get your gold loan in just 4 simple steps

Walk in with Your Gold

Visit our nearest branch with your gold jewelry or ornaments

Instant Evaluation

Our experts evaluate your gold and provide instant valuation

Loan Disbursed in 30 Min

Complete documentation and get money transferred instantly

Flexible Repayment

Choose from multiple repayment options that suit your needs

Start Your Application

Read reviews,
trust with confidence.

4.8/5
Trustpilot
Based on 4 reviews

What our
customers are
saying

Real experiences from our valued clients

Emkay Finserv made my gold loan process effortless. Quick approval and very supportive staff!

★★★★★
staff

staff

2 months ago

Emkay Finserv made my gold loan process effortless. Quick approval and very supportive staff!

★★★★★
Amit Sharma

Amit Sharma

2 months ago

Got the funds I needed in no time. Transparent terms and great service.

★★★★★
Priya Singh

Priya Singh

2 months ago

Emkay Finserv made my gold loan process effortless. Quick approval and very supportive staff!

★★★★★
admin emkay

admin emkay

2 months ago

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Find Your Nearest Branch

3 branches across India • Visit us or we'll come to you

View All Branches

Available Cities:

Kolkata Mumbai Goa

Garia Branch

UG-02, 1st floor, Victoria Plaza, Hindustan More, Garia, Near HHP Hospital, Kolkata

Get Directions

Borivali Branch

Office no.2, 2nd floor, Espee Tower, Dattapada Road, Borivali (East), Mumbai 400066

Get Directions

Goa Branch

AUG-15, Heritage Princess, Opposite to Almedia School, Ponda, Goa - 403401

Get Directions

Latest Insights & Resources

Stay informed with our expert financial advice and market updates

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🎓 Free Financial Consultation

Not sure which loan product is right for you? Get expert advice from our financial consultants

Frequently Asked Questions

Quick answers to common questions

You need identity proof (Aadhaar/PAN), address proof, and your gold jewelry. The process is quick and hassle-free.
Our gold loans are approved within 30 minutes, and personal loans typically take 24-48 hours for approval.
No, we believe in complete transparency. All charges are clearly mentioned upfront with no hidden fees.